Shared Ownership

*** Open day Saturday 22nd February - Get up to £2500 towards moving costs - contact us today to find out more and book your viewing slot! ***

This brand new home is available to buy from as little as £138,000 with a 40% share!

Welcome to Constable Gardens, a charming new development in the heart of East Bergholt. This lovely village has everything you need, from a friendly local shop and post office to a bakery, chemist, and GP surgery and a a real sense of community.

This terraced home has been designed with modern living in mind. The ground floor offers a spacious open-plan kitchen, dining, and living area, creating a bright and airy space perfect for everyday life and entertaining. There’s also a convenient downstairs WC and a handy storage cupboard.

Upstairs, you’ll find two great-sized double bedrooms, and the family bathroom.

Outside, the property includes a private garden and two allocated parking spaces, making this an ideal home for a range of different buyers.

Getting around is easy, with the A12 providing links to the M25 and A14, and Stansted Airport just an hour’s drive away. Manningtree railway station is close by too, offering direct trains to London Liverpool Street in around an hour—perfect for commuters.

If you're looking for a beautiful home in a friendly village with fantastic transport links, this could be the perfect place for you. Get in touch to find out more!


PRICING & AFFORDABILITY

Approximate Size 851 sq ft

Full Market Value: £345,000

40% Share Price: £138,000 (rent £474.38pcm)
50% Share Price: £172,500 (rent £395.31pcm)
75% Share Price: £258,750 (rent £197.66pcm)

Minimum 5% Mortgage Deposit (40% share): £6,900
Approximate Service Charges: £61.56 pcm*
Shared Ownership Lease: 990 years
Council Tax Band: TBC

ELIGIBILITY
Shared Ownership gives first time buyers and those that do not currently own a home the opportunity to purchase a share in a new build or resales leasehold property. The purchaser pays a mortgage on the share they own and pays rent to a housing association on the remaining share. The combined mortgage and rent is usually less than you’d expect to pay if you bought a similar property outright although this is not a guarantee.
At Constable Gardens you can buy a minimum 40% share of your home (the maximum you can buy initially is 75%). When you’re ready, you can buy more shares until you staircase to owning 100% of your home.

To be eligible for shared ownership you would need to meet the following criteria:
• Your annual household income does not exceed £80,000.
• You have a deposit of at least 5% of the share value.
• You do not own another property or have your name on the deeds or a mortgage for a property worldwide.
• This will be your only residence.
• You are a permanent UK resident or have indefinite right to remain.

Please note the minimum share you can purchase can vary depending on your financial situation and you may be asked to purchase a larger share, should your personal circumstances permit.

*Service charges are estimated and may subject to change.

**Pet policy applies, please contact for further information.

***These photos are for information purposes only and may not represent a true likeness for the units being sold. They may have been taken from earlier phases or similar developments/house types and digitally furnished to represent how the home could be laid out; the final colours/appearance/specification may differ from the images and are not plot specific. We advise applicants to make their own investigations on future development in the area. We would suggest contacting the local authority for more information.

Service Charge: 738.72.